What MLM is Piramid Scheme?

Gg.Gj.Gg wm‡÷g wK wcivwgW ¯‹xg (Piramid Scheme)

 -gydZx gvmyg wejvn

          wcivwgW ¯‹xg (Piramid Scheme) nj: WvD‡b bZzb bZzb m`m¨ R‡q‡bi wfwˇZ AwR©Z Kwgkb GK †K›`ªxf~Z Kiv| Avi Zv mvaviYZt †Kvb cY¨/†mevi gva¨g QvovB n‡q _v‡K|

          wcivwgW ¯‹xg (Piramid Scheme) 2 (`yB) cªKvi| h_v:

(1) Product based Piramid Schemes (cY¨ wfwËK wcivwgW ¯‹xg) ;

(2) Non-Product based Piramid Schemes (cY¨nxb wcivwgW ¯‹xg)|

Gg.Gj.Gg-G D³ 2 (`yB) cªKviB cvIqv hvq| Z‡e AwaKvsk Gg.Gj.Gg †Kv¤úvbx †Kvb cY¨/†mev‡K mvg‡b †i‡L ïi“ nq weavq Gg.Gj.Gg †Kv¤úvbx¸‡jv‡Z mvaviYZt 1g cÖKvi Z_v Product based Piramid Schemes (cY¨ wfwËK wcivwgW ¯‹xg) cvIqv hvq| myZivs Gg.Gj.Gg wcivwgW ¯‹x‡giB QÙiƒc|[1]

†hgb ai“Y, †KD †Kvb GKwU cÖvYxi cwiPq w`‡Z †h‡q ejj,

Ò†mwU †`L‡Z cy‡iv nuv‡mi gZÓ

ÒZvi Pjv‡div cy‡iv nuv‡mi gZÓ

ÒmuvZvi Kv‡U cy‡iv nuv‡mi gZÓ

ÒZvi AvIqvR cy‡iv nuv‡mi gZÓ

GLb Avcwb ej‡eb, †mwU g~jZ: nuvmB|

wVK †Zgwb Gg.Gj.Gg wcivwgW ¯‹xgB|

ZvQvov A_©bxwZwe`‡`i †KD wcivwgW ¯‹xg I gvwë‡j‡fj gv‡K©wUs Gi gv‡S cv_©K¨ K‡i‡Qb e‡j Avgvi Rvbv †bB| eis G `yÕ†qi gv‡S cv_©K¨ bv _vKvi e¨vcv‡i Zv‡`i ¯úó fvl¨ cvIqv hvq|[2]

we¯—vwiZ Rvb‡Z Avgvi wjwLZ ÒBmjvg I Gg.Gj.GgÓ eBwU coyb|

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[1] FTC Consumer Alert, December, 1996 .

[2] For more information, go to www.mlm-thetruth.com. Or e-mail questions to Dr. Jon Taylor:  jonmtaylor@juno.com.

wePvicwZ †Mvjvg ieŸvbxi Ljxdv‡`i Dci wg_¨v Acev`,

kixÔAvn AvB‡bi weK…wZ: ev¯—eZv

-gydZx gvÕm~g wej­­vn Lyjbvex 
Rv.B.`vi“j Dj~g XvKv, wgicyi-1

 20/03/2010 C.                

bvixi AwaKvi cÖwZôvi †¶‡Î wewfbœ w`K i‡q‡Q Ges Gi g‡a¨ m¤úwËi welqwU Ab¨Zg| m¤úwˇZ bvixi AwaKvi KZUzKz ‡m m¤ú‡K© gnvb Avj­vn ZvÔAvjv cweÎ gnvMÖš’ Avj KziAvbyj Kvix‡g my¤úófv‡e wba©viY K‡i w`‡q‡Qb| G‡Z g„Z e¨w³i m¤úwˇZ Zvi cyÎ hv cv‡e Kb¨v cv‡e Zvi A‡a©K| (m~iv-wbmv, 4)                                                                          

G welqwU wb‡q gv‡S-g‡a¨ wKQy weåvš— †jvK A‡hŠw³K cÖkœ DÌvcb K‡i P‡j‡Q| Avgv‡`i mgv‡RiI †ek wKQy Z_vKw_Z cÖMwZev`x bv †R‡b-ï‡b-ey‡S ev welqwUi Mfx‡i bv wM‡q g„Z e¨w³i m¤úwˇZ Zvi cyÎ-Kb¨vi mgvb As‡ki K_v e‡j bvixi AwaKvi cÖwZôvi `vwe Zz‡j‡Qb!         

 ïay G‡ZI ¶vš— nbwb eis KyiAv‡bi Ace¨vL¨v GgbwK KziAv‡b Kvix‡gi my¯úó weavb‡K cwie©ZbÑ cwiea©‡biI AvIqvR ¯^‡Rv‡i cÖPvi Ki‡Q| Zv‡`i fveLvbv GB ‡h, g„Z e¨w³i m¤úwˇZ Zvi cyÎ-Kb¨vi mgvb Ask wbwðZ n‡jB †`‡k bvixi ¶gZvqb I AwaKvi cÖwZôv n‡q hv‡e! Zviv GRb¨B Bmjvgx kixAvn AvBb cwieZ©‡bi K_v e‡jb Ges hviv kixÔAvn we‡ivax †Kvb D‡`¨vM wKsev Kvh©-Kjv‡ci we‡ivaxZv K‡ib Zv‡`i‡K bvix AwaKvi we‡ivax agv©Ü, †gŠjev`x, d‡ZvqvevR BZ¨vw` Awfavq KUv¶ Kiv nq|
G‡`i Ab¨Zg GKRb n‡jv Avwcj wefv‡Mi mv‡eK wePvicwZ †Mvjvg ieŸvbx| wZwb 9 gvP© 2010Bs Zvwi‡L †`‡ki GKwU mycwiwPZ ˆ`wbK cwÎKv ÒAvgv‡`i mg‡qiÓ m‡½ GK †Uwj‡dvb mv¶vrKv‡i hv gš—e¨ K‡i‡Qb Zv m¤ú~©fv‡e KziAvb-mybœvn I Bmjvgx kixÔAv‡ni wewa-weavb cwicš’x I mvsNwl©K, hv ch©v‡jvPbv Ki‡j my¯úófv‡e dz‡U DV‡e| ZvB wb‡gœ Zvi chv©‡jvPbv †ck Kiv njt  

GK, mv‡eK wePvicwZ †Mvjvg ieŸvbx kixÔAvn AvBb hy‡M hy‡M cwieZ©bkxj e‡j XvjvI fv‡e †h gš—e¨ K‡i‡Qb GUv m¤ú~b© kixÔAvn AvB‡bi bxwZ ( rule) ewnf~Z©| Avi Zvi gZ kixÔAvn AvB‡b Abwf³ I mg¨K Ávbnxb e¨w³i †_‡KB Gai‡bi gš—e¨ gvbvq| Aek¨ GUv bZzb wKQy bq| KviY, Ggb gš—e¨ ïay bq eis wZwb d‡Zvqv we‡ivax ivq w`‡qI kixÔAvn AvBb †Zv `~‡i _vK, Gi cwifvlvMZ cv_©K¨ m¤ú©‡K¨I ‡h mvgvb¨ Ávb iv‡Lb bv,  Zvi ¯úó cÖgvY †ck K‡i‡Qb| †hUv meviB Kg †ekx Rvb Av‡Q|                      

Avm‡jB wK kixÔAvn AvBb hy‡M hy‡M cwieZ©bkxj?

Avj­vn ZvÔAvjv †h mKj wewa-weavb ¯^xq MÖ‡š’ Ges ivm~j mvj­vj­vn AvjvBwn Iqvmvj­vg Gi nv`x‡Qi gva¨‡g cÖ`vb K‡i‡Qb, ‡m¸‡jv Ggb me wel‡qi mv‡_B mswk­ó †h me wel‡q †Kej Áv‡bi Dci wbf©i Ki‡j †m¸‡jv gvbyl‡K †Mvgivnxi w`‡K wb‡q †h‡Z cv‡i| gnvb Avj­vn ZvÔAvjv †h‡nZz AZxZ I fwel¨‡Zi hveZxq welq m¤ú‡K© AeMZ, myZivs †Kej ZvuiB weavb me©hy‡M cÖ‡hvR¨ n‡Z cv‡i| wZwb †NvlYv K‡ibt                                                  

Ò†Zvgiv weåvš— n‡e e‡j Avj­vn †Zvgv‡`i‡K my¯úófv‡e Rvwb‡q w`‡”Qb | Avi Avj­vn n‡”Qb me©wel‡q AeMZ|Ó(m~iv wbmv-176)                                                                    

Gi †_‡K Av‡iv GKwU welq cwi®‹vi n‡q hvq †h, gvbe Áv‡bi gva¨‡g GB me wel‡q wn`vqvZ ev mwVK wm×vš— ch©š— †cuŠQv Am¤¢e| ZvB Inx I AvnKv‡g kixÔAv‡Zi Zxeª cÖ‡qvRb Avi GKvi‡bB Avj­vn ZvÔAvjvi weav‡bi ûeû AbymiY Ri“ix| hy‡Mi †Kvb cÖ_v‡K cÖ_‡g wb‡Ri Ávb Øviv wbf~©j Ges DËg e‡j w¯’i K‡i wb‡q AZtci KziAvb I mybœvn‡K Zvi mv‡_ wdU Kivi Rb¨ UvbvUvwb Kiv Ges AcÖ‡qvRbxq e¨vL¨v we‡k­­l‡Yi †Pvivc_ Aej¤^b Kiv †gv‡UI mgxPxb bq| †Kbbv G‡K Avj­vn ZvÔAvjvi weav‡bi AbymiY ejv hvq bv, eis GUv‡K Abymi‡Yi bv‡g ms‡kvab I cwieZ©b ejv hvq| hv Kivi AwaKvi gvby‡li †bB|                        

‡gvUK_v, Bmjvgx kixÔAv‡Zi `„wófw½‡Z fvj-g›` hvPvB Kivi gvcKvwV nj,Òhw` Zv Avj­­vn ZvÔAvjv cÖ`Ë kixÔAv‡Zi weavb| hwZ Zv kixÔAv‡Zi weavb Abyhvqx nq Zvn‡j †mUv MÖnYxq| Avi hw` kixÔAv‡Zi weav‡bi cwicš’x nq, Zvn‡j kixÔAv‡Zi weav‡b †Kvbiƒc we‡qvRbÑms‡hvR‡bi c_ Aej¤^b bv K‡i †m welqwU‡K cÖZ¨vL¨vb Ki‡Z n‡e| G‡Z hyM cÖ_vi we‡ivaxZvB †nvK ev gvbyl Zv‡K GB Kv‡Ri Rb¨ hZ wb›`v we`ª“cB Ki“K|                          

 Z‡e Bmjv‡gi A‡bK AvnKvg I gvmAvjvi †¶‡Î ‡h wKQyUv wkw_jZv i‡q‡Q Ges hyM I Ae¯’vi cwieZ©‡bi †cÖ¶vc‡U G¸‡jv cwiewZ©Z nq GB cwieZ©‡bi GKwU wbw`©ó g~jbxwZ i‡q‡Q| Z‡e Bmjv‡gi mKj weavbB GB g~jbxwZi Aš—f~©&³ bq| g~jZt KziAvb, mybœvn I BRgv‡q D¤§Z Øviv ‡h mKj wewa-weavb my¯úóiƒ‡c wba©vwiZ †m¸‡jv AcwieZ©bxq Ges †Kvb hy‡MB Zv‡K cwieZ©b Kiv hvq bv| Avi ‡h me †¶‡Î hy‡Mi cwieZ©‡bi cÖfve co‡Z cv‡i, †m †¶‡Î KziAvb I mybœvn †Kvb weavb wbav©iY Kivi cwie‡Z© wKQy g~jbxwZ wba©viY K‡i w`‡q‡Q| hvi Av‡jv‡K cÖ‡Z¨K hy‡MB weavb D™¢veb Kiv hvq| Ab¨_vq KziAvbÑmybœvni j¶¨ hw` GUvB nZ †h, cÖ‡Z¨K hy‡Mi gymjgvb ¯^xq hy‡Mi Ae¯’vbymv‡i Ges c~e©©eZx D¤§‡Zi BRgvqx wm×v‡š—i wecixZ Ôwb‡RivB weavb ˆZix K‡i Zv‡K Bmjvgx weavbÕ wn‡m‡e w¯’i Ki‡Z cvi‡e, Zvn‡j KziAvbÑmybœvn‡K Rxe‡bi cªwZwU †¶‡Î GZ we¯—vwiZ weavb cÖeZ©©‡bi cÖ‡qvRb wK wQj? ïay GUzKz ejvB h‡_ó wQj †h, cÖ‡Z¨K hy‡Mi hyM-Pvwn`v Abyhvqx †Zvgiv weavb evwb‡q bvI| g~jZt KziAvbÑmybœvn Ges D¤§‡Zi BRgv Øviv ‡h weavb wbav©ib Kiv n‡q‡Q Zvi my¯úó e¨vL¨v njt wKqvgZ ch©š— †mB weavbB cÖ‡qvR¨ n‡e, †Kvb hy‡MB Zvi mvgvb¨Zg cwieZ©bI Kiv hv‡e bv| myZvivs hyM cwieZ©‡bi ARynvZ w`‡q GB me weavb‡K cwieZ©b Kiv hvq bv| wKqvgZ ch©š— G¸‡jv ïay Aek¨ cvjbxq Avgj‡hvM¨B bq eis Gi wfZi gymjgvb‡`i e¯‘MZ DbœwZiI g~j inm¨ wbwnZ i‡q‡Q|                

Z‡e KziAvbÑmybœvn‡Z ‡h welq ¸‡jv hy‡Mi nv‡Z mgú©b K‡i‡Q †m ¸‡jv Aek¨B cwieZ©b †hvM¨| cÖ‡Z¨K hy‡Mi Ae¯’vi †cÖ¶vc‡U Zvi g‡a¨ cwieZ©b Kiv hv‡e Ges Kiv n‡”Q| wKš‘ GB cwieZ©‡bi mywbw`©ó g~jbxwZ I wbqg c×wZ i‡q‡Q| †hgwb fv‡e c„w_exi Ávb-weÁv‡bi mKj kvLvq wP¯—v-fvebv, M‡elYvi Rb¨ wKQy g~jbxwZ weav©wiZ _v‡K| hvi AbymiY Qvov ‡m wel‡qi M‡elYvi mwVK wm×v‡š— †cŠQv hvq bv|                                                                          

eZ©gvb AvBbkv‡¯¿I (Jurisprudence) D™¢vweZ AvB‡bi e¨vL¨v (interpretation of studies) GKwU ¯^Zš¿ weÁvb| Zvi g~jbxwZ I wbqg c×wZ i‡q‡Q| myZivs GB g~jbxwZ cy‡iv cywifv‡e Abymib Kiv bv n‡j †Kvb AvBb‡Ái e¨vL¨vB MÖnY‡hvM¨ n‡Z cv‡i bv|                                     

Abyiƒcfv‡e eis Zvi †P‡q A‡bK †ekx hyw³MÖvn¨ Ges myweb¨¯— AvKv‡i wdK&n Ges KziAvbÑmybœvn& e¨vL¨vi we¯—vwiZ I my¯úó g~jbxwZ we`¨gvb i‡q‡Q| †h¸‡jv Dm~‡j wdK&n I Dm~‡j BdZv kv¯¿Ø‡q e¨vcK M‡elYvÑchv©‡jvPbv Ges m~¶¨ wPš—v I Av‡jvPbvÑch©v‡jvPbvi gva¨‡g msKwjZ n‡q‡Q| GB wel‡qi Dci kZ kZ MÖš’ we`¨gvb Ges Gi cÖ‡Z¨KwU g~~jbxwZ ev Kvq`v e¨vcK cix¶vÑwbix¶v K‡i †jLv n‡q‡Q|                                                         

 wKš‘ Avgv‡`i cªMwZev`x †kªYx we‡kl K‡i mv‡eK wePvicwZ †Mvjvg ieŸvbx hy‡Mi cwieZ©‡bi ‡avqv Zz‡j †PŠÏkZ (1400) eQi a‡i avivevwnKfv‡e P‡j Avmv KyiAvbÑmybœvn I BRgv‡q D¤§‡Zi my¯úóiƒ‡c wba©vwiZ gxiv‡Qi weavb‡K cwieZ©b K‡iB ¶vš— n‡Z Pvb bv eis Zviv GB weav‡bi mycÖwZwôZ †gŠwjKZv‡KI cwieZ©b Ki‡Z Pv‡”Qb, †hUv KziAvbÑmyybœv‡ni my¯úó weav‡bi cwicš’x Ges AvR ch©š— †Kvb GKRb D‡j­L‡hvM¨ e¨w³I hv‡K mg_©b K‡iwb|      
†gvUK_v , AvaywbKcš’x I cÖMwZev`xiv M‡elYv I `wjj Dc¯’vc‡bi GB †h bZzb cš’v GLwZqvi K‡i‡Qb †h, cÖ_‡g wb‡Ri †_‡K gZv`k© wba©vib K‡i Zv‡K hyM Pvwn`v e‡j wm×vš— w`‡q †`qv , Zvici e¨vL¨vi bv‡g KziAvbÑmybœvn‡K Zvi gZ K‡i cÖgvb K‡i †`Lv‡bv , GUvB cÖ_g dvD‡Ûkb hvi eµZv Zv‡`i wPš—v I `k©‡bi BgviZ‡K evuKv K‡i †d‡j‡Q| GUvB †gŠwjK Kvib †h, Zv‡`i M‡elYv I `k©b hveZxq g~jbxwZ, wbqgÑKvb~b Ges dg©~jv‡K c``wjZ K‡i ÔweK…wZiÕ cwigÛ‡j Xy‡K c‡o‡Q|              

`yB, Avgv‡`i mgq cwÎKvq cÖKvwkZ mv‡eK wePvicwZ †Mvjvg ieŸvbxi m¤cÖwZ mv¶vrKv‡i †h   gš—e¨ K‡i‡Qb Zvi g‡a¨ AZ¨š— PUKv`vi wKQy AvaywbK e¨vL¨v we`¨gvb | wZwb e‡j‡Qb-             

Ò DËivwaKvi cÖ‡kœ Lwjdv‡`i hy‡MB kixqvn weavb jsNb Kiv n‡q‡Q| Ljxdv Avey eK‡ii mgq GK bvix Zvi bvbx I `v`x‡K RxweZ †i‡L g„Zz¨eib K‡ib| kixqv AvBb Abyhvqx bvbx m¤ú‡`i DËivwaKvi nb bv| wKš‘ Avey eKi b¨vq wePv‡ii ¯^v‡_© bvbx-`v`x `yÕRb‡KB m¤ú` mgvb fv‡M fvM K‡i w`‡q‡Qb| Ó(Avgv‡`i mgq, c„. 5, Kjvg: 6, ZvwiL : 9 gvP©© , 2010 C.)                        

†`Lyb, Kx PgrKvi AvaywbK e¨vL¨vÕ !! GB AvaywbK e¨vL¨v Abyhvqx GKw`‡K Ggb A‡bK MÖnY‡hvM¨ nv`xQ wg_¨v I gbMov cÖgvwYZ n‡”Q,

 †h¸‡jvi g‡a¨ Bmjv‡gi ïi“ hyM †_‡KB bvbx m¤ú‡`i DËivwaKvi nIqvi K_v ewbZ© n‡q‡Q Ges kixÔAvn AvBb wn‡m‡eI wbav©wiZ i‡q‡Q| †hgb,

nhiZ eyivB`v (ivt) †_‡K ewb©Z n‡q‡Q ‡h, ivm~jyj­vn mvj­vj­vû AvjvBwn Imvj­vg gv bv _vKve¯’vq bvbx‡K GK lôvsk cÖ`vb K‡i‡Qb| (mybœv‡b `v‡i KzZbx, L.4, c„.51, nv`xQ bs 4089, mybv‡b Ave~ `vD`, nv`xQ bs 2895, BjvDm myb‡b , L, 18, c„. 427)            

 nhiZ Dev`vn web mvwgZ (ivt) †_‡K ewb©©Z †h, wZwb e‡jbt ivm~jyj­vn (mvt) Gi dqmvjv nj , gxiv‡Qb m¤ú` †_‡K bvbx `v`x Df‡qi GK lôvsk mgnv‡i cvIqvi AwaKvi i‡q‡Q| (gymZv`iv‡K nv‡Kg, L, 5, c„. 259, nv`xQ bs 8150, GQvov I Av‡iv Ab¨vb¨ nv`x‡Qi wKZv‡e nv`xQwU ewY©Z n‡q‡Q)                 

ZvQvov bvbx-`v`x Df‡qi gxivQ cvIqvi e¨vcv‡i Kv‡ivI †Kvb wØgZ †bB | †`Lyb, BjvDm mybvb , L, 18, c„. 420|                                                                                      

myZivs mv‡eK wePvicwZ †Mvjvg ieŸvbx Òkixqv AvBb Abyhvqx bvbx m¤ú‡`i DËivwaKvi nb bvÓ e‡j †h `vex †ck K‡i‡Qb Zv m¤ú~b© Ag~jK, AmZ¨, ev‡bvqvU, eis Bmjvgx kixÔAvn AvB‡bi weK…wZ|                       

Gi mv‡_ mv‡_ wZwb ÒDËivwaKvi cÖ‡kœ Ljxdv‡`i hy‡MB kixqvi weavb jsNb Kiv n‡q‡Q Ó e‡j †h RNb¨Zg g¯—e¨ K‡i‡Qb Zv Øviv wZwb cweÎ I wb¯‹jyh Lyjvdv‡q iv‡k`x‡bi Dci wg_¨v Acev` Pvwc‡q w`‡q‡Qb, hv ¶gvi A‡hvM¨ I `„óvš—— g~jK kvw¯—i Dchy³| Avi ÔkixÔAvi weav‡bi jsNbÕ GgbUv cweÎ I wb¯‹jyl Lyjvdv‡q iv‡k`xb‡`i †_‡K cÖKvk cvIqvUv Am¤¢e, hw`I bvwK †Mvjvg ieŸvbxi b¨vq e¨w³‡`i †_‡K cÖKvk cvIqv Am¤¢e bq eis Av‡iv Aek¨¤¢vex ! G Rb¨B †Zv wb‡Ri Dci Zzjbv K‡i Ggb RNb¨Zg I ¶gvi A‡hvM¨ gšÍe¨ K‡i‡Qb | †Kbbv GKwU cÖev` Av‡Q Ògvbyl Ab¨ †K wb‡Ri mv‡_ Zzjbv K‡i _v‡K|Ó 

wØZxqZt nhiZ AveyeKi (iv.) bvbx‡K †h m¤ú` w`‡q‡Qb Zv DËivwaKvi AvBb‡K jsNb wKsev i`e`j K‡i cÖ`vb K‡ibwb eis ivm~j (mv.) Gi wm×v¯— I ZvuiB hy‡Mi wba©vwiZ weavb I kixÔAvn AvBb AbyhvqxB K‡i‡Qb| †hUv nhiZ AveyeKi (iv.) †_‡K mnxn eb©bvq my¯úófv‡e ewb©Z n‡q‡Q|    

nhiZ Kzevqmvn web hyqvBe e‡jb †h, nhiZ AveyeKi (iv.) Gi Kv‡Q GKRb bvbx G‡m Zvi DËivwaKv‡ii m¤ú` cvIqvi Av‡e`b K‡ib| ZLb AveyeKi (iv.) Zv‡K ej‡jbt Avj­vni wKZv‡e †Zvgvi †Kvb Ask †bB Ges ivm~jyj­vn (mvt) Gi mybœv‡ZI †Kvb Ask Av‡Q e‡j Avgvi Rvbv †bB| Zzwg GLb hvI | Avwg mvnvev‡`i‡K wRÁvmv K‡i †bB| (m¤¢eZt Zv‡`i Kv‡Q G wel‡q †Kvb wKQy Rvbv _vK‡Z cv‡i) AZtci wZwb mvnvev‡`i‡K wRÁvmv K‡ib| ZLb  gyMxiv web ïÔevn (ivt) ej‡jbt ivm~jyj­vn (mv.) Gi Av‡Q Avm‡j wZwb Zv‡K (bvbx‡K) GK lôvsk cÖ`vb K‡ib| Gici Avey eKi (ivt) ej‡jb †Zvgvi mv‡_ Avi †KD Av‡Q? ZLb gynv¤§` web mvjvgvn (ivt) gyMxiv web ïÔevn (ivt) Gi gZ ej‡jb| Gevi Avey eKi (iv.) Zv‡K GK lôvsk cÖ`v‡bi wb‡`©k †`b| (gyqvËv gv‡jK,nv`xQ bs 2548)               
Abyiƒcfv‡e Avey eKi (iv.) †_‡K Av‡iK NUbvq ewb©Z n‡q‡Q | Kv‡mg web gynv¤§v` e‡jbt AveyeKi (iv.) Gi Kv‡Q `yÔRb bvbx `v`x Avmj| ZLb Avey eKi (iv.) B”Qv Ki‡jb †h, wZwb ïay bvbx‡K GK lôvsk w`‡eb (†h‡nZz ivm~j (mv.) bvbx‡K w`‡q‡Qb) wKš‘ GK Avbmvix e¨w³ `uvwo‡q ejjt Avcwb wK `v`x‡K ewÂZ Ki‡eb? hw` †m gviv †hZ Avi H g„Z e¨w³ RxweZ _vKZ Zvn‡j †m Zvi DËivwaKvi nZ| AZtci AveyeKi (iv.) Zv‡`i (bvbx-`v`x) DfqR‡bi gv‡S GK lôvsk mgnv‡i fvM K‡i w`‡jb| (gyqvËv gv‡jK, nv`xQ bs 2549, mybv‡b `v‡iKzZbx, L. 4, c„. 51, nv`xQ bs 4087 , Zvdmx‡i gvhnvix, L. 2, c„. 237-238)                                                                      
AZGe, Dc‡iv³ mnxn †iIqvqvZmg~n `„‡ó GK_vB cÖgvwYZ nq ‡h, bvbx-`v`x DËivwaKvi cÖ‡kœ nhiZ Avey eKi (iv.), ivm~j (mvt) Gi dqmvjv I Bmjvgx kixAvn AvB‡b wba©vwiZ weavb †gvZv‡eKB dqmvjv K‡i‡Qb| wZwb Ggb bZzb †Kvb dqmvjv K‡iwb, hv ivm~j (mv.) K‡ibwb wKsev Bmjvgx kixÔAvn AvB‡b †bB|    
 myZivs †Mvjvg ieŸvbx mv‡n‡ei `vexi ¯^c‡¶ †ckK…Z cÖgv‡bi AmviZv cÖgvwYZ nIqvi mv‡_ mv‡_ Zvi KziAvb-mybœvn-AvQv‡i mvnvev I kixÔAvn AvB‡bi m¤ú‡K© Áv‡bi ¯^íZv Ges Zvi Áv‡bi iv‡R¨ fy‡ji ch©vßZv mn‡RB Aby‡gq|                                                        

Z…ZxqZt ivm~j (mv.) Ges nhiZ AveyeKi (iv.) Gi bvbx -`v`x Df‡qi gv‡S GK lôvsk fvM K‡i ‡`qvi Øviv cÖgvwYZ nq †h, bvbx- `v`x GKvwaK n‡jI Zv‡`i Ask GKI Awfbœ A_©vr GK lôvs‡ki †P‡q †ekx bq| ZvQvov Ggb mgvbnv‡i eÈb †Zv DËivwaKv‡ii cÖvq Ae¯’v‡ZB cvIqv hvq| †Kbbv DËivwaKv‡ii msL¨v mvaviYZ GKvwaK n‡q _v‡K| ejvevûj¨, Kb¨v m¯—vb hLb GKvwaK nq ZLb Zv‡`i ci¯ú‡ii gv‡SI †Zv mgvb nv‡i eÈb Kiv nq|                                              
Avi bvbx-`v`x wfbœ wfbœ †kªYx g‡b n‡jI Zviv GK †kªYxf~³| ZvB GLv‡b GB m‡›`‡ni AeKvk †bB †h, kixÔAvn †hgwb fv‡e bvbx-`v`xi b¨vq `yB †kªYxq gv‡S mgvb nv‡i eÈb K‡i‡Q  †Zgwb fv‡e cyÎ I Kb¨v GB `yB †kªYxq gv‡S I mgvb nv‡i eÈb nIqv DwPZ| †Kbbv kixÔAvn bvbx-`v`x‡K GK †kªYx f~³ K‡i‡Q , c¶vš—‡i cyÎ I Kb¨v †K GK †kªYx f~³ K‡iwb eis wfbœ wfbœ †kªYx‡Z wef³ K‡i‡Q| myZivs bvbx -`v`xi Zzjbv cyÎ -Kb¨v gv‡S Kiv hv‡e bv| cyÎ -Kb¨v wfbœ wfbœ †kªYx f~³ nIqvi Kvi‡Y|                                               
wZb, mv‡eK wePvicwZ †Mvjvg ieŸvbx Ab¨ GKwU bhxi †U‡b Zvi `vex cÖgvb Kivi †Póv K‡i‡Qb| bqxiwU njt ÒGKevi GK e¨w³ gviv †M‡j nhiZ Dgi (iv.) Zvi m¤úwË wecwZœK, ˆegv‡Îq I Avcb GB wZbRb‡K mgvb fv‡e fvM K‡i †`b| hw`I Gi g‡a¨ GKR‡bi m¤ú‡`i AwaKvi †bB|Ó Zvi †ckK…Z D³ bhxiwUI mwVK bq, Ges Zvi GB `vexI Aev¯—e I AMªnb‡hvM¨| KviY,             

1. D³ bhxiwU Z_v ÒwecwZœK, ˆegv‡Îq I Avcb GB wZbRb‡K mgvbfv‡e fvM K‡i w`‡q‡QbÓ GUv nv`x‡Qi wKZve mg~‡n D‡j­L cvIqv hvq bv eis Gi D‡ëv cvIqv hvq| A_©vr nhiZ Dgi (ivt) Avcb _vKvq ˆegv‡Îq‡K gxivQ †`bwb , ewÂZ K‡i‡Qb|                            
 †hgbt mvC` Bebyj gymvqvwqe, Devq`yj­vn web Avãyj­vn I Kzevqmvn eY©bv K‡ib, Dgi (iv.) dqmvjv w`‡q‡Qb †h, Avcb fvBцevb _vKve¯’vq ˆegv‡Îq fvBцevb †Kvb Ask cv‡e bv| (mybv‡b `v‡iKzZbx, L 4, c„. 53 , nv`xQ bs 4097)                                                            

ZvQvov Avcb fvB -†evb _vKve¯’vq ˆegv‡Îq fvB-†evb‡`i gxivQ bv cvIqvi dqmvjv ¯^qs ivm~j (mvt) †_‡K ewY©Z Av‡Q|                                                                     
 nhiZ Avjx (ivt) n‡Z ewY©Z, wZwb e‡jbt ivm~jyj­vn (mv.) Awmq¨vZ c~i‡bi c~‡e© FY cwi‡kva Ges ˆewc‡ÎqI Avcb fvB †evbiv gxiv‡Qi Ask cv‡e , ˆegv‡Îq fvB-†evbiv cv‡e bv , GB dqmvjv w`‡q‡Qb| (mybv‡b evqnvKx , L. 9, c„. 290 , nv`xQ bs 12583, I L. 9,c„, 304, nv`xQ bs 12632)     

Abyiƒcfv‡e nhiZ hv‡q` web Qv‡eZ (iv.) mn Av‡iv A‡bK mvnvev ‡_‡K Avcb fvB †evb _vKve¯’vq ˆegv‡Îq fvB-†ev‡bi gxivQ bv cvIqv ewY©Z Av‡Q | †`Lyb ,Avm&-mybvbyj Kzeiv wjj evqnvKx , L. 9, c„.289, nv`xm bs 12581, GQvov Av‡iv Ab¨vb¨ nv`x‡Qi wKZvemg~n|                        

myZivs nhiZ Dgi (iv.) ivm~j (mv.) KZ…©K cÖwZwôZ I wba©vwiZ gxivQ bxwZ AbyhvqxB  dqmvjv K‡i‡Qb| ivm~j (mv.) KZ„©K cÖwZwôZ I wbav©wiZ bxwZi wecixZ K‡ibwb| GK K_vq wZwb Bmjvgx kixÔAvn AvBb i`e`j wKsev jsNb K‡ibwb eis Zv Abymib I ev¯—evqb K‡i‡Qb|                    

AZGe, nhiZ Dgi (iv.) DËivwaKvi AvBb i`e`j K‡i‡Qb GK_v ejv Aev¯—e , Ag~jK I D‡`k¨ cÖ‡bvw`Z Ges nhiZ Dgi (iv.) Gi gZ me©Rbwew`Z GKRb b¨vqwbô I KziAvb-mybœv‡ni g~Z©cÖwZK Ljxdvi Dci wg_¨v Acev` ˆe wKQyB bq|                                 
 2. nhiZ Dgi (iv.) †_‡K ewb©Z Av‡Q ‡h, wZwb ˆewc‡Îq fvB-†ev‡bi gv‡Si 2/1 nv‡i gxiv‡Qi m¤§` cvq| Be‡b wknve hyn&ix GB †iIqvqvZ eb©bv Kivi ci e‡jb, Avwg g‡b Kwi bv †h, Dgi (iv.) hZ¶b bv ivm~j (mv.) †_‡K Zv ï‡b‡Qb ZZ¶bc~e© GB dqmvjv w`‡q‡Qb ev Gfv‡eeÈb K‡i‡Qb| A_©vr Dgi (iv.) ivm~j (mv.) KZ…©K wbav©wiZ gxivQ bxwZi †Ljvd ev cwicš’x K‡ibwb eis ivm~j (mvt) Gi wb‡`©wkZ cš’vqB K‡i‡Qb| (Kvbhyj D¤§vj, L. 12, c„, 11, nv`xQ bs 30470)     

Pvi, hw` †Kvb e¨w³i cyÎ mš—vb bv _v‡K Zvn‡j m¤ú‡`i DËivwaKvi wKfv‡e wbwðZ n‡e Rvb‡Z PvB‡j mv‡eK wePvicwZ †Mvjvg ieŸvbx e‡jb, ÒeZ©gvb kixqv AvBb Abyhvqx †Kvb e¨w³i cyÎ   mš—vb bv _vK‡j Zvi m¤ú‡`i DËivwaKvi nq Zvi fvB I fvB‡qi cyÎiv| Avgvi (†Mvjvg ieŸvbxi) e¨w³MZ AwfgZ n‡jv- G‡¶‡Î Avgiv wZDwbwmqvi D`vnib mvg‡b Avb‡Z cvwi| wZDwbwmqvq Gme †¶‡Î g„Z e¨w³i †g‡qiv wcZvi m¤ú‡`i DËivwaKvi nq|                                                    

Zvi D³ gš—e¨I mwVK bq| KviY, kixÔAvn AvB‡b Ggb †Kvb AvBb †bB| eis GUv Zvi ¯^-D™¢vweZ AvBb|                                                                                            

A_P kixÔAvn AvBb njt D³ †¶‡Î †g‡q GKRb _vK‡j †m †gvU m¤ú‡`i A‡a©K cv‡e Avi GKvwaK _vK‡j Zvi `yB-Z¡Zxqvsk cv‡e| Gici evKx Ask g„‡Zi fvB, fvB bv _vK‡j fvB‡qi cyÎiv cv‡e|                       

Avi wZwb wZDwbwmqvi D`vnib Øviv Zvi AwfgZ mej Kivi †h, AccÖqvm K‡i‡Qb| G ai‡bi c×wZ‡K Bmjvg mg_©b K‡ibv| †Kbbv Bmjvg Zvi g~jbxwZi evB‡i †Kvb e¨w³ , RvwZ, mgvR ev iv‡óªi ixwZ-bxwZ †K mg_©b K‡i bv| GgbwK Avie‡`i‡K I G‡¶‡Î †Kvbiƒc cÖvavb¨ ‡`qv nqwb| nv`x‡Q G‡m‡Q, Ò†Kvb Aviexq e¨w³i Abviexi Dci cÖvavb¨ †bB| Z‡e& ZvKIqvi w`K w`‡q _vK‡e|Ó       

j¶¨ K‡i‡Qb! †Mvjvg ieŸvbx mv‡n‡ei Kx Kvwikgv? wKfv‡e nhiZ Avey eKi (iv.) I Dgi (iv.) Gi b¨vq `yÕRb b¨vqwbô, KziAvb-mybœv‡ni g~Z© cÖwZK, LjxdvZzj gymwjgxb‡`i Dci wg_¨v I ev‡bvqvU `vex Av‡ivc K‡i Bmjvgx kixÔAvn AvB‡bi cwieZ©b‡K cÖgvb K‡i †`qv nj? Ges Bû`xÑL„óvbiv †hfv‡e ZvIivZÑBwÄj‡K †Ljbvi mvgMÖx evwb‡qwQj, wVK Abyiƒcfv‡e KziAvbÑmybœvn‡KI †Ljbvi mvgMÖx evbv‡bvi †Póv Pj‡Q?                                         

AZGe, Gi Øviv wK cÖgvb nq bv ‡h, †Mvjvg ieŸvbx mv‡n‡ei gw¯—‡®‹ M‡elYv I `wjj wba©vi‡bi Rb¨ †Kvb mywbw`ó g~jbxwZ †bB? wZwb Zvi AvaywbK e¨vL¨vi †¶‡Î Dm~‡j wdK‡ni g~jbxwZ‡K Abymib K‡ibwb ïay ZvB bq eis nhiZ AveyeKi (iv.) I Dgi (iv.) Gi w`‡K wg_¨v I ev‡bvqvU eb©bv m¤^Ü Ki‡ZI KyÚv‡eva K‡ibwb|                                        

 †f‡e †`Lyb, Zvi b¨vq Gai‡bi cÖMwZev`x‡`i g~jbxwZ †_‡K cjvqb bxwZi GUvB Kvib †h, Zviv cÖ_‡g gZv`k© Kv‡qg K‡ib| Zvici `wjj AbymÜvb K‡ib|                                      

 myZivs GLb nqZ †eva`q n‡e ‡h, M‡elYvi bv‡g KziAvbÑmybœv‡ni mv‡_ wK AvPib Kiv n‡”Q?

Fatawa's on MLM/MLM in Islamic Sharia

الفتاوي المتعلقة بالتسويق المتعدد الطبقات

Gg.Gj.Gg msµvš— dvZIqv

The Fatwa's on MLM

                                                     -gydZx gvm~g wej­vn

Aviemn we‡k¦i wewfbœ †`‡ki L¨vwZgvb I wbf©i‡hvM¨ dvZIqv wefvM, wdK&n GKv‡Wgx I Bmjvgx wk¶v cÖwZôvb Gg.Gj.Gg nvivg nIqvi dvZIqv cÖ`vb K‡i‡Q|

Zb¥a¨ n‡Z we‡klfv‡e D‡j­L‡hvM¨ nj,

mD`x Avi‡ei ÒRvZxq M‡elYv I dvZIqv wefv‡Mi ¯’vqx KwgwUÓ(اللجنة الدائمة للبحوث العلمية والإفتاء , تحت إدارة المملكة العربية السعودية) G wel‡q wm×vš— Rvwb‡q‡Q †h, wcivwgW ¯‹xg, †bUIqvK© gv‡K©wUs ev Gg.Gj.Gg †h bv‡gB †nvK bv †Kb G ai‡Yi mKj cÖKvi †jb‡`b wbwl×| - dvZvIqv‡q jvRbv‡q `vwqgvn:

mfvcwZ: kvqL Avãyj Avhxh Avj Avk&kvqL,

m`m¨e„›`: kvqL mv‡jn Avj-dvIhvb, kvqL Avãyj­vn Avj-¸`vBqvb, kvqL Avãyj­jvn Avj-gyZjvK, kvqL Avãyj­jvn Avi-ivKevb, kvqL Avngv` Avj-gyeviKx|

dvZIqv bs 22935, ZvwiL: 14/3/1425 wnRix|

(فتاوى اللجنة الدائمة للبحوث العلمية و الإفتاء , تحت إدارة المملكة العربية السعودية , تحت رئاسة الشيخ عبد العزيز آل الشيخ, والأعضاء: الشيخ عبد الله الغديان,  و الشيخ عبد الله المطلق, والشيخ عبد الله الركبان, والشيخ أحمد المباركي, رقم الفتاوى: 22935 , التاريخ:14/3/1425هـ)

‡`Lyb, http://www.islamqa.com/en/ref/42579

q Bmjvgx wdKn GKv‡Wgx my`vb (مجمع الفقه الإسلامي بالسودان) Gg.Gj.Gg nvivg nIqvi dvZvIqv cÖ`vb K‡i‡Q| ZvwiL: 25/4/1429 wn. I 28/1/1429 wn.|

q jvRbvZyj dvZvIqv weRvgvAvwZ Avbmvwim mybœvn Avj gynv¤§vw`q¨v, wgki (لجنة الفتوى بجماعة أنصار السنة المحمدية بمصر)|

G dvZIqvq hviv ¯^v¶i K‡i‡Qb,

W. Avjx Avm-mvj~m (الدكتور علي السالوس)

W. Rvgvj Avj-gvivwKex (الدكتور جمال المراكبي)

W. Avãyj­vn kvwKi (الدكتور عبد الله شاكر)

W. Avãyj Avhxg ev`vex (الدكتور عبد العظيم بدوي)

kvqL hvKvwiqv ûmvqbx (الشيخ زكريا حسيني)

kvqL gyAvweqv gynv¤§v` nvqKvj (الشيخ معاوية محمد هيكل)

kvqL Rvgvj Avãyi ingvb (الشيخ جمال عبد الرحمن)

q `vi“j BdZv, nvjve (دار الإفتاء بحلب)|

q jvRbvZzj dvZIqv we gviKvwhj Bgvg Avjevbx wj`&w`ivmvZ

(لجنة الفتوى بمركز الإمام الألباني للدراسات)

q gviKvhyj dvZvIqv wek kvevKvwZj Bmjvwgqv Avj KvZvwiq¨v   (مركز الفتاوى بالشبكة الإسلامية القطرية)

gviKvhy AvenvwQj BKwZmvw`j Bmjvgx, wKs Avãyj Avhxh BDwbfvwm©wU, †mŠw` Avie| ZvwiL: 3/11/1425 wn. / 15/12/2004 C.|

gvRgvDj wdKwnj Bmjvgx BwÛqv (Bmjvgx wdKn GKv‡Wgx BwÛqv) (مجمع الفقه الإسلامي إنديا)| ZvwiL: 10-13 iweDj AvDqvj, 1428 wn./ 30 gvP©-2 GwcÖj, 2007 C.|

      `vi“j Dj~g †`Ie›`, fviZ| dvZIqv bs 1897=412-12/1432 I 1823=1823-12/1432

RvwgAv `vi“j Dj~g KivPx, cvwK¯—vb| dvZIqv bs 37/1115, 5/1217, 78/1309, 98/1360,|

RvwgAvZyj Dj~wgj Bmjvwgqv Avj­vgv webœ~ix UvDb KivPx, cvwK¯—vb|

†edvKzj gv`vwiwmj Avivweqv evsjv‡`k (KIgx gv`ivmv wk¶v †evW©) KZ©„K MwVZ gydZx †evW© Gg.Gj.Gg nvivg I bvRv‡qh e‡j we¯—vwiZ AvKv‡i dvZIqv w`‡q‡Q Ges Zv GKwU cyw¯—Kv‡i cÖKvkI K‡i‡Q| ZvwiL: 29/04/1425wn., 19/06/2004C.|

gvRgvDj wdK&wnj Bmjvgx evsjv‡`k (evsjv‡`k Bmjvgx wdK&n GKv‡Wgx)| ZvwiL: 7/04/2011C.|

G QvovI cÖvq Aa© kZvwaK Aviexq W±‡iU wk‡ivcvavix Bmjvgx wk¶vwe`mn we‡k¦i cÖvq mKj †`‡ki Aviex-Abviex Bmjvgx wdKvnwe`MY Gg.Gj.Gg nvivg nIqvi dvZIqv cÖ`vb K‡i‡Qb| hv‡`i MÖnY‡hvM¨Zv me©Rb ¯^xK…Z Ges A‡b‡KB ÔgvRgvDj wdKwnj Bmjvgx wRÏvÕ-Gi m`m¨| †hgb,

kvqLyj Bmjvg gydZx gynv¤§v` ZvKx Dmgvbx

W. Avjx gywnDwÏb Avj Kvivn`vMx

W. BDbym wgmix

W. mvgx myIqvBwjg

W. Beivnxg Av` `ixi

W. ûmvwqb Avk kvnivbx; cÖgyL|

evKx Ab¨vb¨‡`i bv‡gi ZvwjKv Avgvi msMÖ‡n i‡q‡Q| wKš‘ K‡jei e„w×i AvksKvq Zv D‡j­L Kiv m¤¢e nj bv|

cvwK¯—v‡bi wek¦bw›`Z Bjgx gviKvh we‡klZ: AvaywbK welqvejxi me©Rb ¯^xK…Z I MÖnY‡hvM¨ kiqx mgvavb cÖ`v‡bi cÖvY‡K›`ª RvwgAv `vi“j Dj~g KivPx, RvwgAvZyj Dj~wgj Bmjvwgqv Avj­vgv webœ~ix UvDb KivPx mn eo eo dvZIqv wefvM¸‡jv Gg.Gj.Gg nvivg nIqvi mwe¯—v‡i cÖeÜvKv‡i Ges msw¶ßvKv‡i wjwLZ dvZIqv cÖ`vb K‡i Avm‡Q|

G QvovI Avgv‡`i †`‡ki L¨vwZgvb me©Rb ¯^xK…Z I me©MÖvnx dvZIqv wefvM I wdKn GKv‡Wgx †hgb,

gviKvhyj eyûm Avj Bmjvwgqv XvKv, wgicyi-12, XvKv-1216|

RvwgAv Bmjvwgqv `vi“j Dj~g XvKv (gmwR`yj AvKevi Kg‡c­·), wgicyi-1, XvKv-1216|

gviKvhyÏvIqv Avj Bmjvwgqv XvKv, wgicyi-12, XvKv-1216|

gviKvhyj wdKwij Bmjvgx (†K›`ªxq `vi“j BdZv), emyÜiv, XvKv|

Avj gvÕnv`yj AvÕjx wjj BKwZmvw`j Bmjvgx, hvÎvevox, XvKv|

RvwgAv ivngvwbqv Avivweqv, gynv¤§v`cyi, XvKv|

RvwgAv gv`vwbqv, hvÎvevox, XvKv|

RvwgAv Avnwjqv gyCbyj Bmjvg nvUnvRvix, PÆMªvg|

RvwgAv cwUqv, PÆMªvg|

RvwgAv Bmjvwgqv Avivweqv `vi“j Dj~g, Lyjbv|

RvwgAv Bmjvwgqv kvnRvjvj `iMvn gv`ivmv, wm‡jU|

RvwgAv gvng~w`qv, ewikvj|

       
      G¸‡jv mn Ab¨vb¨ ¯^bvgab¨ eo eo cÖwZôvb¸‡jv †_‡K nvivg I bvRv‡q‡hi dvZIqv cÖ`vb K‡i Avm‡Q| G QvovI Avgv‡`i †`‡ki L¨vwZgvb me©Rb ¯^xK…Z I me©MÖvnx dvZIqv wefvM †hgb, gviKvhyj eyûm Avj Bmjvwgqv XvKv, RvwgAv Bmjvwgqv `vi“j Dj~g XvKv (gmwR`yj AvKevi Kg‡c­·), gviKvhyÏvIqv Avj Bmjvwgqv XvKv, gviKvhyj wdKwij Bmjvgx (†K›`ªxq `vi“j BdZv) emyÜiv, Avj gvÕnv`yj AvÕjx wjj BKwZmvw`j Bmjvgx mn Ab¨vb¨ ¯^bvgab¨ eo eo cÖwZôvb¸‡jv †_‡K nvivg I bvRv‡q‡hi dvZIqv cÖ`vb K‡i Avm‡Q|

mv¤cÖwZK Kv‡j 7B GwcÖj 2011C. †ivR e„n¯úwZevi mKvj 10 Uvq RvwgAv Bmjvwgqv `vi“j Dj~g XvKv (gmwR`yj AvKevi Kg‡c­·) wgicyi-1, XvKv-Gi wgjbvqZ‡b ÔÔgvRgvDj wdK&wnj Bmjvgx evsjv‡`kÓ (evsjv‡`k Bmjvgx wdK&n GKv‡Wgx)-Gi c¶ †_‡K gvwë‡j‡fj gv‡K©wUs Gi wbZ¨bZzb m„ó iƒc, KvVv‡gv, c×wZ we‡klZ gv‡K©wUs wm‡÷g I K‡¤ú‡Ýkb c­v‡bi Dci wek` M‡elYv-ch©v‡jvPbvg~jK GK †mwgbvi AbywôZ nq| †mwgbv‡i cÖeÜ cvV K‡i gydZx  gvm~g wej­vn, gydZx I gynvwÏm, RvwgAv Bmjvwgqv `vi“j Dj~g XvKv, wgicyi-1, XvKv| G‡Z XvKvi eo eo A‡bK gv`ivmvi Aa©kZvwaK weÁ gydZx Ask MÖnY K‡ib| G‡Z mfvcwZZ¡ K‡ib kvqLyj nv`xm IqvZ Zvdmxi Avj­vgv gydZx w`jvIqvi †nvmvBb `v.ev.|

w`b e¨vcx G †mwgbv‡i cÖeÜ cv‡Vi ga¨ w`‡q cÖ_g Awa‡ekb †kl nq| wØZxq Awa‡ek‡b cÖe‡Üi Dci Av‡jvPbv-mgv‡jvPbv †k‡l cÖe‡Üi mv‡_ Dcw¯’Z mKj gydZx mv‡nevb HK¨gZ †cvlY K‡ib|

†mwgbv‡i hviv AskMÖnY K‡i‡Qb Zviv n‡jb,

µt bt	bvg	c`ex I cÖwZôvb
1	Avj­vgv gydZx w`jvIqvi †nvmvBb	†Pqvig¨vb, gvRgvDj wdKwnj Bmjvgx evsjv‡`k, cÖwZôvZv cwiPvjK I cÖavb gydZx, gviKvhyj eyûm Avj Bmjvwgqv XvKv, wcÖwÝcvj, kvqLyj nv`xm I cÖavb gydZx, RvwgAv Bm: `vi“j Dj~g XvKv (gmwR`yj AvKevi Kg‡c­·)|
2	gvI. Aveyj dvZvn gynv¤§v` BqvnBqv	gnvmwPe, gvRgvDj wdKwnj Bmjvgx evsjv‡`k, fvBm wcÖwÝcvj, RvwgAv kviBq¨v gvwjevM, XvKv|
3	gydZx gxhvbyi ingvb mvC`	kvqLyj nv`xm, cÖavb gydZx I gnv-cwiPvjK, kvqL hvKvwiqv wimvP© †m›Uvi, XvKv| mv‡eK wk¶vmwPe I gydZx, BmjvwgK wimvP© †m›Uvi (†K›`ªxq `vi“j BdZv) emyÜiv, XvKv|
4	gydZx gvmD`yi ingvb	mn-mfvcwZ, gvRgvDj wdKwnj Bmjvgx evsjv‡`k| wk¶v mwPe, jvjgvwUqv gv`ivmv|

5	gydZx Qv‡`Kzj Bmjvg	cÖavb gydZx, RvwgAv gv`vwbqv hvÎvevox, XvKv|
6	gydZx wRqvDi ingvb	cÖavb gydZx, `vi“j Dj~g, wgicyi-6, gydZx, RvwgAv ivngvwbqv mvZgmwR`,gynv¤§v`cyi, RvwgAv Bmjvwgqv `vi“j Dj~g XvKv, wgicyi-1,
7	gydZx gynv¤§v` nvi“b	gydZx, gviKvhyj eyûm Avj-Bmjvwgqv XvKv|
8	gydZx mvC` Avngv`	gydZx, RvwgAv ivngvwbqv, Avjx GÛ b~i, gynv¤§v`cyi, XvKv|
9	gydZx ZvInx`yj Bmjvg	gydZx, RvwgAv ivngvwbqv, mvZ gmwR`, gynv¤§v`cyi|
10	gydZx kveŸxi Avngv`	gydZx, XvjKvbMi gv`ivmv, †MÛvwiqv|
11	gydZx kwdKzj Bmjvg	gydZx, XvjKvbMi gv`ivmv, †MÛvwiqv|
12	gydZx nvweeyj­vn wgmevn	gykwid, BdZv wefvM, XvjKvbMi gv`ivmv|
13	gydZx Aveyj evkvi byÕgvbx	wcÖwÝcvj, RvwgDj Dj~g gv`ivmv, wgicyi-14, XvKv|
14	gydZx Kvexi Avngv`	mnt gydZx, Avj-gviKvhyj Bmjvgx, gynv¤§v`cyi|

15	gydZx mv‡jn byÕgvbx	gynvwÏm, `vi“m mvjvg gv`ivmv
16	gydZx kwdKzj Bmjvg	cÖavb gydZx, RvwgAv Bmjvwgqv (`vi“j Bmjvg) wgicyi-1
17	gydZx nv‡g` Rnxix	gy`xi, B`vivZzj gvAvwid, wgicyi-3
18	gydZx Bgivb web Bjqvm	gydZx, RvwgAv Bmjvwgqv (`vi“j Bmjvg) wgicyi-1
19	gydZx Bwjqvm ‰Zqe	wk¶v mwPe, RvwgAv Bm: nvi“wbqv, XvKv
20	gydZx gynwmbyj nvmvb	mn-m¤úv`K, gvRgvDj wdKwnj Bmjvgx evsjv‡`k

cÖgyL kxl©¯’vbxq gydZxqv‡b †Kivg Dcw¯’Z wQ‡jb Ges m¤§wZ cÖKvk K‡i‡Qb|

GK K_vq AvKvwei-Avmjv‡di mnxn bKkvq MwVZ I cwiPvwjZ cÖwZôvb¸‡jv Gg.Gj.Gg-Gi nvivg I bvRv‡qh nIqvi e¨vcv‡i HK¨gZ cÖKvk †cvlY K‡i|

Z‡e GUv †Kvb A™¢yZ welq bq †h, kiqx weav‡b we‡klZt G ai‡Yi AvaywbK wel‡q M‡elK-Av‡jvPK-‡jLK‡`i `„wófw½ wfbœ wfbœ n‡e| †Kbbv GKUv be m„ó wel‡q cÖ_g gyû‡Z©B Zvi cÖK…wZ, ˆewkó¨, iƒc‡iLv cÖùzwUZ  nq bv| eis wKQz Kvj‡¶c‡Yi cÖ‡qvRb c‡o H welqwUi cÖK…wZ, ˆewkó¨, iƒc‡iLv, D‡Ïk¨ my¯úófv‡e dz‡U DVvi Rb¨| G ai‡Yi eû `„óvš— dzKvnv‡q †Kiv‡gi gZ cv_©‡K¨i †¶‡Î cwijw¶Z nq| †hgb, a~gcv‡bi e¨vcv‡i cÖ_g w`‡K c‡¶-wec‡¶ `yB iKg Ae¯’vbB wQj Djvgv‡q †Kiv‡gi gv‡S| wKš‘ hLb Zv‡`i Kv‡Q a~gcv‡bi ¶wZKi w`K¸‡jv my¯úó n‡q‡Q ZLb Zv wbwl× nIqvi e¨vcv‡i Avi gZ cv_©K¨ _v‡Kwb|

wVK †Zgwbfv‡e hLb †bUIqvK©/gvwë‡j‡fj gv‡K©wUs-Gi DrcwË nq cwðgv we‡k¦, we‡kl K‡i Av‡gwiKv‡Z ZLb mnR Dcv‡q ¯^í kª‡g AwaK DcvR©‡bi gb-gvbwmKZv nK-evwZj, ˆea-A‰ea we‡ePbv bv K‡i Zv jy‡d †bq| wKš‘ ch©vqµ‡g hLb Zv‡`i we‡klÁ ÁvbxRb‡`i Kv‡Q Gg.Gj.Gg-Gi ¶wZKi w`K¸‡jv dz‡U D‡V ZLb Zviv Gg.Gj.Gg-Gi wec‡¶ Ae¯’vb MÖnY K‡i| GgbwK Zvi wb‡lavÁvi AvBb cÖYq‡bi †Rvi `vex Rvbvq| Ges Av`vj‡Z gvgjv-‡gvKvÏvgv `v‡qi K‡i| A_P G me we‡klÁ ÁvbxRbiv my`, wK¡gvi/gvqwmi BZ¨vw`‡K ˆea g‡b K‡i| Zvn‡j eySvB hv‡”Q, Zviv GB wm‡÷g‡K cÖ_g ch©v‡q wb‡la K‡iwb Z‡e hLb Gi gv‡S ¶wZKi w`K¸‡jvi AvwaK¨Zv I cÖvavb¨Zv Ae‡jvKb K‡i‡Q ZLb wb‡lavÁv Rvix K‡i‡Q|

c¶vš—‡i, Bmjvgx kixAvn hv m¤ú‡`i myôz, mylg I b¨vq msMZ e¨env‡ii †Rvi ZvwM` w`‡q‡Q Ges †m g‡g© bxwZ I e¨e¯’v cÖeZ©b K‡i‡Q Zvi `„wó‡Z Gg.Gj.Gg Aek¨B wbwl× I eR©bxq n‡e|

GRb¨B Be‡b Kvwq¨g in. e‡j‡Qb,

إذا ظهرت أمارات الحق و قامت أدلة العقل و أسفر صبحه بأي طريق كان , فثم شرع الله.

A_©: ÒhLb n‡Ki wb`k©bvejx cÖKvk cvq, †hŠw³K cªgvY cÖwZwôZ nq I Zvi cÖfvZ Dw`Z nq †h †Kvb cš’vq †nvK bv †Kb †mUvB Avj­vni c_ ev kixAvn|Ó

AZGe, Gg.Gj.Gg-Gi mwVK iƒcvqbB Zvi evwZj nIqv wbwðZ K‡i| †hgb,

jvqQ web mvÔAv` in. e‡j‡Qb,

أمر لو نظر فيه ذو البصيرة بالحلال والحرام علم أنه لا يجوز.

A_©: ÒGUv Ggb GKUv welq hw` nvjvj-nviv‡gi e¨vcv‡i `~i`„wó m¤úbœ †Kvb e¨w³ Zv wb‡q wPš—v K‡i Zvn‡j eyS‡Z cv‡i †h, GUv bvRv‡qh|Ó

Z`ycwi, Gg.Gj.Gg-Gi mv‡_ RwoZ KwZcq Av‡jg mv‡nevb Gg.Gj.Gg Bmjvgx kixAv‡Z ˆea e‡j gZvgZ †ck Ki‡Qb| Ges Zv‡`i gZvg‡Zi ¯^c‡¶ wewfbœ Bmjvgx kixAvn bxwZ ewnf©~Z cš’vq wbQK cÖgvY A‡hvM¨ I AMÖnY‡hvM¨ `jxj-cÖgvY †ck Kivi Ac‡Póv Ki‡Qb| GgbwK wewfbœ eB-cy¯—KI cÖKvk-cÖPvi Ki‡Qb| hv wK bv Bmjvgx kixAvn wb‡q wQwbwgwb †Ljvi Akwb ms‡KZ enb Ki‡Q|

Zviv Avie we‡k¦i wKQz dvZIqvI †ck K‡i _v‡K, †hgb,

`vi“j BdZv Avj wgmwiq¨v, kvqL Avngv` gvg`~n mvAv` I kvqL Bgv`yywÏb Avngv` ¯^v¶wiZ|

G QvovI Av‡iv hviv ˆeaZvi c‡¶ dvZIqv w`‡q‡Qb e‡j D‡j­L Kiv nq Zviv n‡jb,

W. mv‡jn Avm mv`jvb

kvqL Avngv` Avãyj Avhxh Avj nvÏv`

kvqL gynv¤§v` Avj Bgivbx

kvqL Beivnxg Avj KzjQ~g|

Dwj­wLZ kv‡qL‡`i cÖ`Ë dvZIqvi Kwc Avjnvg&`ywjj­vn! Avgvi msMÖ‡n Av‡Q| hvi cÖ‡Z¨KwU dvZIqv wb‡q Av‡jvPbv Kiv GLv‡b K‡jei e„w×i AvksKvq Z¨vM Kiv nj| Z‡e hv bv ej‡jB bq Zv msw¶ßvKv‡i wb‡gœ D‡j­L Kiv nj:

1.       Zv‡`i AwaKvs‡ki dvZIqvi MÖnY‡hvM¨Zvi e¨vcv‡i Djvgv‡q wKiv‡gi wØgZ i‡q‡Q|

2.      Zv‡`i dvZIqv ¸‡jv LyeB msw¶ß, GgbwK `yÕGK K_vq mgvß|

3.      Zv‡`i AwaKvsk dvZIqvi fvl¨ ‡`L‡j eySv hvq †h, Zv‡`i Kv‡Q †cÖwiZ cÖkœc‡Î wjwLZ evwn¨K myivZ †`‡L dvZIqv w`‡q‡Qb| Gg.Gj.Gg-Gi gv‡K©wUs wm‡÷‡gi mv‡_ c‡Y¨i m¤ú‡K©i e¨vcv‡i ïay evwn¨K iƒc‡K j¶¨ K‡i‡Qb| Zvi ev¯—e iƒc-D‡Ïk¨ j¶¨ K‡ibwb| Ges Gg.Gj.Gg-Gi g~j Kb‡mÞ, Kvh©µg, gv‡K©wUs wm‡÷g I K‡¤ú‡Ýkb c­vb wb‡q Mfxi M‡elYv-ch©v‡jvPbv I ev¯—eZvi wbwi‡L hvPvB-evQvB Ges Zv wdKnx bxwZi mv‡_ mvgÄm¨ weavb K‡ibwb|

4.      Zv‡`i mevB wbi¼zkfv‡e ˆea e‡jbwb eis A‡b‡KB Gfv‡e e‡j‡Qb †h, hw` wiev, wK¡gvi, Mvivi, RvnvjZ BZ¨vw` †_‡K gy³ nq Ges †jb‡`‡bi kZ©vejx cvIqv hvq Zvn‡j ˆea, Ab¨_vq ˆea bq| †hgb,

`vi“j BdZv Avj wgmwiq¨v †_‡K cÖ`Ë dvZIqv, ZvwiL: 2/09/2010C.| †`Lyb, http//:fatwaanswer.aspx?ID=72471/www.dar-alifta.org

kvqL Avngv` Avãyj Avhxh Avj nvÏv` cÖ`Ë dvZIqv, ZvwiL: 2/4/2004C.

5.      Zv‡`i †KD †KD dvZIqv c‡Î ¯úó K‡i wj‡L‡Qb †h, Avgiv †Kej cÖkœc‡Î Dwj­wLZ Av‡jvPbvi wfwˇZ dvZIqv w`‡qwQ| Z‡e ev¯—‡e welqwU kiqx weav‡bi cwicš’x n‡j Z`vbyhvqx dvZIqv cÖKvk Kiv n‡e| †hgb,

kvqL Avngv` web gynv¤§v` Avj Ljxjx wj‡L‡Qb, dvZIqv wefvM, mvjZvbvZz Av¤§vb|

6.      Avevi †KD †KD cÖ`Ë dvZIqv †_‡K i“Ry Z_v ‰eaZvi gZ‡K cÖZ¨vnvi K‡i‡Qb Ges nvivg e‡j ¯^xK…wZ cÖ`vb K‡i‡Qb| h_v:

W. Avãyj gynwmb Avh hvwgj

W. Avãyj gynwmb Avj AvexKvb

W. mvjgvb Avj AvI`vn|[1]

7.  †KD †KD Gg.Gj.Gg-†K ˆea cÖgvY Kivi Rb¨ kixÔAv‡Zi wewfbœ Pzw³i mv‡_ mvgÄm¨KiY I mv`„k¨ `v‡bi Ac‡Póv K‡i‡Qb| hv wbZvš—B Ag~jK I wfwËnxb Ges Zv‡`i kixAvn m¤ú‡K© we‡klZ wdKûj gyAvgvjvZ m¤ú‡K© AbwfÁZv I Acwic°Zvi Rjš— cÖgvY| GRb¨B fyj e¨vL¨v I AÁZvi Qvc RvqMvq RvqMvq my¯úó dz‡U D‡V| hvi we¯—vwiZ Av‡jvPbv mvg‡b Avm‡Q|[2] BbkvAvj­vn!

†gvUK_v, Rygûi Z_v AwaKvsk Djvgv‡q wKivg, BmjvwgK ¯‹jvi Ges mviv we‡k¦i me©Rb ¯^xK…Z I me©MÖvnx dvZIqv wefvM I wdK&n GKv‡Wgx mg~n Gg.Gj.Gg nvivg I bvRv‡qh nIqvi dvZIqv w`‡q‡Q Ges w`‡”Q| myZivs Gg.Gj.Gg nvivg I bvRv‡qh nIqvi e¨vcv‡i †Kvb cÖKvi m‡›`‡ni AeKvk evKx _v‡K bv| Avj­vn ZvAvjv mKj‡K mnxn eyS `vb K‡ib| Avgxb!

cªPwjZ AvB‡bi `„wó‡Z Gg.Gj.Gg

Gg.Gj.Gg m¤ú‡K© Av‡gwiKvi evwYR¨ gš¿Yvj‡qi c¶ †_‡K †avKv-cÖZviYvi Awf‡hvM Kiv n‡q‡Q Ges 2001 mv‡ji 6B Ryb Iqv‡Kvjnvgvi Av`vj‡Z G ai‡Yi c×wZ I †Kv¤úvbx e‡Üi Ges Aš—f©~³ m`m¨‡`i A_© †diZ cÖ`v‡bi Av‡`k cÖ`vb Kiv nq| Av‡gwiKvi †dWv‡ij †UªW Kwgkb 2008 mv‡ji gvP© gv‡m Zv‡`i cÖ¯—vweZ e¨emvq my‡hvM m¤^Üxq ZvwjKv †_‡K Gg.Gj.Gg †Kv¤úvbx ¸‡jvi bvg ev` w`‡q‡Q| ms¯’vwU MÖvnK‡`i mZK© K‡i w`‡q e‡j‡Q, bZzb m`m¨ msMÖ‡ni gva¨‡g Kwgkb MÖnY Kivi GB ixwZ (Gg.Gj.Gg) we‡k¦i AwaKvsk †`‡k wcivwgW ¯‹x‡gi b¨vq wbwl× Kiv n‡q‡Q| †`Lyb, http:// www.ftc.gov

Abyiƒcfv‡e we‡k¦i Ab¨Zg gymwjg cÖavb †`k cvwK¯—v‡bi A_© gš¿Yvjq G Kvievi‡K kixÔAv‡Zi `„wó‡Z bvRv‡qh, A‰ea Ac‡KŠkj-nxjv Ges A‰bwZK Kg©KvÛ wn‡m‡e AvL¨v w`‡q wb‡lavÁv Rvix K‡i‡Q| †`Lyb, http:// www.secp.gov.pk

Avgv‡`i evsjv‡`‡kI ÔBDwb‡c Uz BDÕ mn K‡qKwU Gg.Gj.Gg †Kv¤úvbxi Kvh©µg ¯’wMZ Kiv n‡q‡Q Ges Gme Kvh©µg‡K †avKv-cÖZviYv-RvwjqvwZ wn‡m‡e RbMY‡K mZK© Kiv n‡q‡Q Ges G¸‡jvi mv‡_ mKj cÖKvi †jb‡`b bv Ki‡Z mycvwik Kiv n‡q‡Q|

m¤cÖwZ evsjv‡`k miKvi G‡`i Kvh©µg wbqš¿‡Y Lmov AvBb cÖYqb K‡i‡Q| hvi d‡j Gg.Gj.Gg †Kv¤úvbx¸‡jvi †`ŠivZ¥¨ wKQzUv n‡jI wbqwš¿Z n‡e| evwYR¨ gš¿Yvjq m~‡Î Rvbv †M‡Q, G AvBb wW‡i± †mj AvBb-2011 bv‡g cwiwPZ n‡e| AvB‡b 13wU Aa¨vq, 50wU aviv Ges 2wU Zdwmj i‡q‡Q| mswk­ó mevi gZvgZ mv‡c‡¶ wkMwMiB GB AvBb P~ovš— Kiv n‡e e‡j evwYR¨ gš¿Yvjq m~‡Î Rvbv †M‡Q|[3]

GQvovI c„w_exi AwaKvsk †`‡kB GB gv‡K©wUs wm‡÷g‡K GKgvÎ †avKv-cÖZviYv I A‰ea Ac‡KŠkj wn‡m‡e wPwýZ Kiv n‡q‡Q Ges G e¨vcv‡i wb‡lavÁv Av‡ivc Kiv n‡q‡Q| ZvQvov we‡k¦i wewfbœ ¯’v‡b G ai‡Yi †bUIqvK© e¨emv Amg g~j¨ wba©viY I AwZwi³ Av‡qi cÖ‡jvfb †`Lv‡bvi Kvi‡Y Awfhy³ n‡q‡Q|

G m¤ú‡K© we¯—vwiZ Rvb‡Z Avgvi †jLv  Bmjvg I Gg.Gj.Gg bvgK eBwU co–b|

‎

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[1] AvZ ZvmfxK AvZ wZRvix Iqv AvnKvgyû, ûmvqb Avk kvnivbx, wc.GBP.wW w_wmmcÎ, RvwgAv Avj Bgvg gynv¤§v` web mvD` Avj Bmjvwgqv, c„. 543

(التسويق التجاري وأحكامه , حسين الشهراني , رسالة لنيل درجة الدكتوره , ص:543)

AvZ ZvmfxK Avk kvevKx, hvwni mvwjg evjdvKxn, c„.14

(التسويق الشبكي , زاهر سالم بلفقيه , ص:14)

[2] ÒGg.Gj.Gg-Gi wKQz fyj e¨vL¨vÓ wk‡ivbv‡gi Av‡jvPbv `ªóe¨|

[3] m~Î: ‰`wbK Avgvi †`k|