Shari’a Standards on MLM of Majmaul Fiqhil Islami Bangladesh

قرارات مجمع الفقه الإسلامي بنغلاديش

gvRgvDj wdKwnj Bmjvgx evsjv‡`k-Gi wm×všÍvejx

Shari’a Standards on MLM of

Majmaul Fiqhil Islami Bangladesh

mv¤cÖwZK Kv‡j 7B GwcÖj 2011C. †ivR e„n¯úwZevi mKvj 10 Uvq RvwgAv Bmjvwgqv `viæj Dj~g XvKv (gmwR`yj AvKevi Kg‡cø·) wgicyi-1, XvKv-Gi wgjbvqZ‡b ÔÔgvRgvDj wdK&wnj Bmjvgx evsjv‡`kÓ (evsjv‡`k Bmjvgx wdK&n GKv‡Wgx)-Gi c¶ †_‡K gvwë‡j‡fj gv‡K©wUs Gi wbZ¨bZzb m„ó iƒc, KvVv‡gv, c×wZ we‡klZ gv‡K©wUs wm‡÷g I K‡¤ú‡Ýkb cøv‡bi Dci wek` M‡elYv-ch©v‡jvPbvg~jK GK †mwgbvi AbywôZ nq| G †mwgbv‡i XvKvi eo eo A‡bK gv`ivmvi Aa©kZvwaK weÁ gydZx Ask MÖnY K‡ib| G‡Z mfvcwZZ¡ K‡ib gvRgvDj wdKwnj Bmjvgx evsjv‡`k-Gi m¤§vwbZ †Pqvig¨vb, kvqLyj nv`xm IqvZ Zvdmxi Avjøvgv gydZx w`jvIqvi †nvmvBb `v.ev.| cÖeÜ ‰Zwi I Zv cvV K‡ib gydZx gvÕm~g wejøvn|

w`b e¨vcx G †mwgbv‡i cÖeÜ cv‡Vi ga¨ w`‡q cÖ_g Awa‡ekb †kl nq| wØZxq Awa‡ek‡b cÖe‡Üi Dci Av‡jvPbv-mgv‡jvPbv †k‡l cÖe‡Üi mv‡_ (e¶gvb eBwU hvi gy`ªY iƒc) Dcw¯’Z mKj gydZx mv‡nevb HK¨gZ †cvlY K‡ib| Ges wb‡gœv³ wm×všÍvejx Zv‡`i me©m¤§wZ‡Z M„wnZ nq,

1-   Gg.Gj.Gg-Gi msÁv I Zvi cÖKvi mg~n

1/1- gvwë‡j‡fj gv‡K©wUs (MLM) nj: wKQz kZ©vejx/Pzw³, hv †Kvb cY¨ ev mvwf©m wecY‡bi Ggb KvVv‡gv Ges eû¯Íi wfwËK Kwgkb e›Ub cøv‡bi iƒc `vb K‡i ev MVb K‡i, Zv wKQz wKQy †Kv¤úvbx Zvi wecYb cwiKíbvi cøvb wn‡m‡e e¨envi K‡i| wewfbœ av‡c Kwgkb †fv‡M AvMÖnx Ggb wecYb I weµqKgx© `j m„wó Kivi j‡¶¨B GB KvVv‡gvwU MVb Kiv nq; hviv †Kv¤úvbx KZ©„K wba©vwiZ cY¨ ev mvwf©m wba©vwiZ g~‡j¨ µq K‡i wKsev wWw÷ªweDUi wd w`‡q †Kv¤úvbxi m`m¨ wn‡m‡e `vwLj nq| Gi Øviv Zv‡`i D‡Ïk¨ nq, wWw÷ªweDUi/cwi‡ek‡K‡`i GKwU WvDb jvBb I wcivwgW AvK…wZ‡Z Kwgk‡bi eû¯Íi wewkó GKwU µgaviv ˆZwi K‡i Gme wWw÷ªweDUi‡`i wbR¯^ Ges Zv‡`iI WvDb jvB‡b msMwVZ wU‡gi wecYbK…Z cY¨ fwjq‡gi Dci wfwË K‡i Kwgkb AR©b K‡i Kwgkb, †evbvm I Bb‡Ubwmf BZ¨vw` AR©b Kiv|

1/2- msÁvi we‡kølY

(K) Gg.Gj.Gg g~jZt m`m¨ (†µZv-cwi‡ekK) wb‡qv‡Mi GKwU A‡kl †PBb;

(L) Gg.Gj.Gg GKwU K‡¤ú‡Ýkb Kwgkb cøvb (eû¯Íi wecY‡bi w¯’wZ Kwgkb KvVv‡gv);

(M) Gg.Gj.Gg g~jZt H Kwgkb cøv‡bi AšÍf©~³ nIqvi D‡Ï‡k¨ cY¨/†mev µ‡qi gva¨‡g wWwóªweDUi wb‡qvM Kivi GKwU †KŠkj;

(N) Gg.Gj.Gg-G wewfbœ av‡c Kwgkb AR©b KivUv ïay wb‡Ri kªg Dci wbf©i bq eis AwaKvsk †¶‡Î A‡b¨i kªg wbf©i;

(O) Gg.Gj.Gg-G Kwgkb †fv‡Mi D‡Ï‡k¨ A_©vqbB g~L¨ welq;

(P) Gg.Gj.Gg DaŸ© I‡q‡UR myweav m¤^wjZ;

(Q) Gg.Gj.Gg-G wWw÷ªweDUi‡`i gva¨‡g AwR©Z A_© n‡ZB wWw÷ªweDUi‡`i gv‡S Kwgkb eÈb Kiv nq|

1/3- Gg. Gj.Gg-Gi cªKvi mg~n  

(K) †eªKGI‡q (Breakaway);

(L) †÷qvi †÷ú (Stair Step);

(M) BDwb‡Mb (Unigen);

(N) BDwb‡j‡fj (Unilevel);

(O) gvwUª· (Matrix);

(P) evBbvix (Bainary)

2-  wKQy PzovšÍ wm×všÍ

2/1-   Gg.Gj.Gg wm‡÷‡g wWw÷ªweDUi †µZv-cwi‡ekK|

2/2-   Gg.Gj.Gg-G g~j D‡Ïk¨ Kwgkb AR©b, cY¨ µq bq|

2/3- Gg.Gj.Gg †Kv¤úvbxi g~j D‡Ïk¨ †bUIqvK© wfwËK wecYb, cY¨ weµq bq|

2/4- Gg.Gj.Gg-G eû¯Í‡i Kwgkb cÖvwß wbf©i K‡i WvDb jvB‡bi kª‡gi Dci|

2/5- Gg.Gj.Gg wm‡÷g AwaKvsk †¶‡Î c‡Y¨i bvg wbf©i, cY¨ wbf©i bq|

2/6-Gg.Gj.Gg wm‡÷g g~jZ: wcivwgW ¯‹xg (Piramid Scheme)| Gg.Gj.Gg-G wcivwgW ¯‹x‡gi 2 (`yB) cªKviB cvIqv hvq| Z‡e AwaKvsk Gg.Gj.Gg †Kv¤úvbx †Kvb cY¨/†mev‡K mvg‡b †i‡L ïiæ nq weavq Gg.Gj.Gg †Kv¤úvbx¸‡jv‡Z mvaviYZt 1g cÖKvi Z_v Product based Piramid Schemes (cY¨ wfwËK wcivwgW ¯‹xg) cvIqv hvq|

3-       kiqx weavb

3/1/1-  Gg.Gj.Gg Bmjv‡gi A_©‰bwZK `k©‡bi cwicš’x| hv g~jZ:  أكل أموال الناس بالباطل (AvKjy AvgIqvwjb bvm wej evwZj)|

3/1/2-    Gg.Gj.Gg wm‡÷g kixÔAvZ m¤§Z bq, nvivg| KviY,

Gg.Gj.Gg-G kixÔAvZ KZ…©K wbwl× I kixÔAvZ cÖYxZ bxwZgvjv ewnf©~Z eû KviY we`¨gvb| h_v:

(K)   A‡b¨i kªg wbf©i Kwgkb e›Ub

(L)    الميسر/القمار (gvqwmi/wK¡gvi)

(M)    A‰ea GKvwaK Pzw³; BZ¨vw`|

4-    Gg.Gj.Gg-‡K wewfbœ fv‡e f~j cÖgvY I wdKwn Ace¨vL¨vi Av‡jv‡K ˆea Kivi †Póv Kiv n‡q‡Q †h¸‡jvi †KvbwUB wVK b‡n| †hgb,

4/1- KziAv‡b Kvix‡gi ‡h me AvqvZ Øviv cÖgvY †ck Kiv n‡q _v‡K Zvi †KvbwUB Øviv Gg.Gj.Gg-Gi ‰eaZv cÖgvwYZ nq bv| eis †Kvb †Kvb AvqvZ Øviv Zvi A‰eaZvB cÖgvwYZ nq|

4/2- wKQy nv`x‡mi gbMov e¨vL¨v K‡i `jxj wn‡m‡e †ck Kiv n‡q _v‡K; hv ØvivI Zvi ˆeaZv cÖgvwYZ nq bv| eis †Kvb †Kvb nv`xm Øviv Zvi A‰eaZvB cÖgvwYZ nq|

4/3- wKQy wdKwn g~jbxwZi Øviv ˆeaZv cÖgv‡Yi †Póv Kiv n‡q‡Q wKš’ †m¸‡jv Dëv Zvi A‰eaZvi mv¶¨ enb K‡i|

4/4- wewfbœ kiqx AvK`/Pzw³i mv‡_ wKqvm ev Zzjbv Kiv m¤ú~Y© m½wZnxb I f~j|  eis  †m¸‡jvi gv‡S eû w`K w`‡q cv_©K¨ i‡q‡Q| †hgb,

(K) wkiKvZ Gi mv‡_ Zzjbv

(L) gy`vivev Gi mv‡_ Zzjbv

(M) wkiKv‡Z Ave`v‡bi mv‡_ Zzjbv

(N) wRAvjvn/mvgmvivn Gi mv‡_ Zzjbv

(N) التزام بالتبرع (BjwZhvg weZ& Zveviiæ) Gi mv‡_ Zzjbv

(P) هبة الثواب (wnevZzm mvIqve) Gi mv‡_ Zzjbv

4/5- Gg.Gj.Gg †Kv¤úvbx¸‡jv‡Z e¨eüZ wewfbœ wewb‡qvM c×wZ nvivg I bvRv‡qh|

5-    Gg.Gj.Gg-G Øxbx, mvgvwRK I A_©‰bwZK A‡bK ¶wZ, ÎÆwU I mgm¨v i‡q‡Q|

     5/1-        Øxbx †PZbvi Ae¶q;

     5/2-        Bmjv‡gi A_©‰bwZK `k©‡bi cwicš’x

      5/3-        mgv‡Ri †gav weKvk e¨vnZ

          5/4-    Gg.Gj.Gg-Gi Øviv A_©‰bwZK Dbœqb e¨vnZ

          5/5-    Gg.Gj.Gg-G Avq e›U‡b ˆelg¨

          5/6-    m¤ú` Kzw¶MZ KiY

     5/7-    Gg.Gj.Gg wm‡÷‡g µq-weµq Dfq †¶‡ÎB †fv³v ¶wZMÖ¯’ nq

          5/8-    Gg.Gj.Gg-G c‡Y¨i gvb ÿzbœ

          5/9-    gv‡K©wUs-Gi MwZ cwieZ©b

          5/10-  weÁvcb eve` LiP AcPq bq

          5/11-  Gg.Gj.Gg-G †`‡ki UvKv we‡`‡k †cÖiY

†mwgbv‡i hviv AskMÖnY K‡i‡Qb Zv‡`i we‡kl K‡qKR‡bi bvg, cÖwZôvb, c`ex I ¯^vÿi D‡jøL Kiv nj,

µt bt	bvg	c`ex I cÖwZôvb
1	Avjøvgv gydZx w`jvIqvi †nvmvBb	†Pqvig¨vb, gvRgvDj wdKwnj Bmjvgx evsjv‡`k, cÖwZôvZv cwiPvjK I cÖavb gydZx, gviKvhyj eyûm Avj Bmjvwgqv XvKv, wcÖwÝcvj, kvqLyj nv`xm I cÖavb gydZx, RvwgAv Bm: `viæj Dj~g XvKv (gmwR`yj AvKevi Kg‡cø·)|
2	gvI. Aveyj dvZvn gynv¤§v` BqvnBqv	gnvmwPe, gvRgvDj wdKwnj Bmjvgx evsjv‡`k, fvBm wcÖwÝcvj, RvwgAv kviBq¨v gvwjevM, XvKv|
3	gydZx gxhvbyi ingvb mvC`	kvqLyj nv`xm, cÖavb gydZx I gnv-cwiPvjK, kvqL hvKvwiqv wimvP© †m›Uvi, XvKv| mv‡eK wk¶vmwPe I gydZx, BmjvwgK wimvP© †m›Uvi (†K›`ªxq `viæj BdZv) emyÜiv, XvKv|
4	gydZx gvmD`yi ingvb	mn-mfvcwZ, gvRgvDj wdKwnj Bmjvgx evsjv‡`k| wk¶v mwPe, jvjgvwUqv gv`ivmv|
5	gydZx Qv‡`Kzj Bmjvg	cÖavb gydZx, RvwgAv gv`vwbqv hvÎvevox, XvKv|
6	gydZx wRqvDi ingvb	cÖavb gydZx, `viæj Dj~g, wgicyi-6, gydZx, RvwgAv ivngvwbqv mvZgmwR`,gynv¤§v`cyi, RvwgAv Bmjvwgqv `viæj Dj~g XvKv, wgicyi-1,
7	gydZx gynv¤§v` nviæb	gydZx, gviKvhyj eyûm Avj-Bmjvwgqv XvKv|
8	gydZx mvC` Avngv`	gydZx, RvwgAv ivngvwbqv, Avjx GÛ b~i, gynv¤§v`cyi, XvKv|
9	gydZx ZvInx`yj Bmjvg	gydZx, RvwgAv ivngvwbqv, mvZ gmwR`, gynv¤§v`cyi|
10	gydZx kveŸxi Avngv`	gydZx, XvjKvbMi gv`ivmv, †MÛvwiqv|
11	gydZx kwdKzj Bmjvg	gydZx, XvjKvbMi gv`ivmv, †MÛvwiqv|
12	gydZx nvweeyjøvn wgmevn	gykwid, BdZv wefvM, XvjKvbMi gv`ivmv|
13	gydZx Aveyj evkvi byÕgvbx	wcÖwÝcvj, RvwgDj Dj~g gv`ivmv, wgicyi-14, XvKv|
14	gydZx Kvexi Avngv`	mnt gydZx, Avj-gviKvhyj Bmjvgx, gynv¤§v`cyi|
15	gydZx mv‡jn byÕgvbx	gynvwÏm, `viæm mvjvg gv`ivmv
16	gydZx kwdKzj Bmjvg	cÖavb gydZx, RvwgAv Bmjvwgqv (`viæj Bmjvg) wgicyi-1
17	gydZx nv‡g` Rnxix	gy`xi, B`vivZzj gvAvwid, wgicyi-3
18	gydZx Bgivb web Bjqvm	gydZx, RvwgAv Bmjvwgqv (`viæj Bmjvg) wgicyi-1
19	gydZx Bwjqvm ‰Zqe	wk¶v mwPe, RvwgAv Bm: nviæwbqv, XvKv
20	gydZx gynwmbyj nvmvb	mn-m¤úv`K, gvRgvDj wdKwnj Bmjvgx evsjv‡`k

DwjøwLZ gydwZqv‡b †Kivg QvovI Av‡iv A‡bK MY¨gvb¨ Av‡jg-Djvgv Dcw¯’Z wQ‡jb| hv‡`i mK‡ji bvg, c`ex I ¯^v¶i mn D‡jøL Ki‡Z †M‡j K‡jei A‡bK¸Y †e‡o hv‡e| ZvB GLv‡b Zv‡`i bvg mg~n‡K D‡jøL Kiv nj bv|
we¯ÍvwiZ Rvb‡Z gydZx gvÕm~g wejøvn wjwLZ ÒBmjvg I Gg.Gj.GgÓ bvgK eBwU co–b|

وآخر دعوانا أن الحمد لله رب العلمين , و صلى الله على سيِّدنا و نبيِّنا محمَّد و آله و صحبه و سلَّم